1. No KYC Requirement

• ETZ-Swap does not require KYC for standard crypto-to-crypto swaps.
• We do not request identity documents as part of normal operations.
• We do not operate account-based verification systems.

2. Internal AML Logic

Although we do not operate a traditional KYC model, ETZ-Swap uses proprietary risk assessment logic to protect infrastructure integrity.

This internal system is:

• Algorithmic
• Risk-based
• Non-identity-driven

It evaluates transactional risk without requiring personal identification by default.

3. Transaction Handling Policy

If a transaction triggers risk parameters or cannot be processed:

• The swap may be delayed
• The transaction may be declined

In such cases, funds are returned to the original sending address whenever technically possible.

4. No Arbitrary Freezing

• ETZ-Swap does not permanently freeze user funds without cause.
• If a swap cannot be completed, funds are returned.
• We do not confiscate assets.

5. Compliance Position

• ETZ-Swap aims to operate in alignment with general industry standards while maintaining a privacy-first architecture.
• We do not use identity-based surveillance models.

Our Position on Privacy Coins

• Privacy-preserving cryptocurrencies such as XMR are tools of financial discretion.
• They are not inherently illicit.
• ETZ-Swap supports privacy technologies because we believe users deserve transactional confidentiality.
• We do not discriminate against privacy-focused assets.